The three Quorum Passive Portfolios (Cautious, Balanced and Growth) are suitable for clients who want a low cost, market driven investment portfolio managed within risk assessed guidelines.

The overall investment process behind the Quorum Passive portfolios is relatively straightforward.  Each portfolio has a pre-determined strategic asset allocation split between equities and fixed income with an additional set of weightings at a regional level.  The portfolios are re-balanced on a regular basis and use a strategic asset allocation to maximise the return for a given risk level. The portfolios are populated with index-tracking funds to match the asset allocations which keeps the investment costs very low (currently the OCF of the portfolios are 0.06% to 0.08%). The long-term strategic asset allocation for each portfolio is determined through a process that uses long-term data on ten asset classes (US, European, UK, Japan, Pacific ex Japan, and Emerging Markets equities, global government bonds, corporate bonds, property securities and cash) covering returns and risk and is run on at least an annual basis.

Quorum Capital Passive Cautious Portfolio:

The Portfolio seeks to hold investments that will increase in value through a portfolio comprising approximately 60% shares and 40% fixed interest.  The Portfolio gains exposure to shares by investing in passive funds that track global indexes such as the FTSE All Share UK index or the S&P500 US Index. The Portfolio attempts to remain fully invested and only hold small amounts of cash except in extraordinary market, political or similar conditions where the Fund may temporarily depart from this investment policy.

Quorum Capital Passive Balanced Portfolio:

The Portfolio seeks to hold investments that will increase in value through a portfolio comprising approximately 80% shares and 20% fixed interest.  The Portfolio gains exposure to shares by investing in passive funds that track global indexes such as the FTSE All Share UK index or the S&P500 US Index. The Portfolio attempts to remain fully invested and only hold small amounts of cash except in extraordinary market, political or similar conditions where the Fund may temporarily depart from this investment policy.

Quorum Capital Passive Growth Portfolio:

The Portfolio seeks to hold investments that will increase in value through a portfolio comprising 100% equities.  The Portfolio gains exposure to shares by investing in passive funds that track global indexes such as the FTSE All Share UK index or the S&P500 US Index.  The Portfolio attempts to remain fully invested and only hold small amounts of cash except in extraordinary market, political or similar conditions where the Fund may temporarily depart from this investment policy.