Quorum Capital Conservative Portfolio:

For clients who wish to achieve investment returns in excess of cash and government bonds, can tolerate moderate equity-like investment risk and accept there is a risk of capital loss as capital markets fluctuate. The proportion of funds allocated to each asset class will be strongly dependent upon the relative hierarchy of each asset class primarily with respect to Preservation of Principal, and to a lesser extent with respect to Capital Growth. The maximum volatility threshold for the model is 7.5%, measured on a monthly and annual basis over the last 60 months. The asset classes from which qualifying funds will be selected from are Equities, Fixed Income, Property and Money Markets.

Quorum Capital Balanced Portfolio:

For clients who wish to achieve investment returns in excess of cash and government bonds, can tolerate moderate equity-like investment risk and accept there is a risk of capital loss as capital markets fluctuate. The proportion of funds allocated to each asset class will be strongly dependent upon the relative hierarchy of each asset class with respect to Preservation of Principal and Capital Growth. The maximum volatility threshold for the portfolio is 10%, measured on a monthly and annual basis over the last 60 months. The asset classes from which qualifying funds will be selected from are Equities, Fixed Income, Property and Commodities.

Quorum Capital Adventurous Portfolio:

For clients who wish to maximise long-term investment returns and can tolerate a level of risk similar to that of global equity markets. There is a more pronounced risk of capital loss as capital markets fluctuate, due to volatility parameters being somewhat higher than those for the balanced portfolios. The proportion of funds allocated to each asset class will be strongly dependent upon the relative hierarchy of each asset class primarily with respect to Capital Growth, and to a lesser extent with respect to Preservation of Principal. The maximum volatility threshold for the portfolio is 12.5%, measured on a monthly and annual basis over the last 60 months. The asset classes from which qualifying funds will be selected from are Equities, Fixed Income, Property and Commodities.

Quorum Capital Aggressive Portfolio:

For clients who wish to maximise investment returns and can tolerate risk similar to, and possibly greater than, global equities. There is a more pronounced risk of capital loss as capital markets fluctuate, due to volatility parameters being higher than those for the balanced portfolios. The portfolio will strongly prioritise the investment objective Capital Growth. The proportion of funds allocated to each asset class will be strongly dependent upon the relative hierarchy of each asset class primarily with respect to Capital Growth. The maximum volatility threshold for the portfolio is 15%, on a monthly and annual basis over the last 60 months. The asset classes from which qualifying funds will be selected from are Equities, Fixed Income, Property and Commodities.